Students invest a great deal of time and money into the university. The power of how and where students money is spent should lie in the hands of students, and while the Student Choice Initiative (SCI) may give students the illusion that they have the power to choose, a critical look at this government mandated program proves otherwise.
SCI does not empower students — it does the opposite. The threats to services deemed “non-essential”, like the Silhouette, by the Ontario Government come as part of a much broader attack on post-secondary education. In addition to SCI, the provincial government made significant cuts to the Ontario Student Assistance Plan (OSAP).
Without proper support from OSAP, many students can no longer afford post secondary education. Students are taking on extra jobs, reducing class hours and dropping extracurriculars in order to continue paying the increasingly unaffordable price of education. No wonder that ancillary fees are not everybody’s top priority.
With that being said, campus media is still important. It is needed now more than ever, as the provincial government continues to make changes that will directly impact students, staff and the quality of education.
Campus newspapers exist, first and foremost, to highlight the student voice. We hold university institutions accountable and bring a student perspective to campus and city-wide issues. The Silhouette is dedicated to holding individuals and institutions accountable and making sure that they are acting in students’ best interest. It is our job to ask tough questions and seek the truth.
Over the years, the Silhouette has reported extensively on issues from the Redsuit songbook scandal to the cost of student housing in Hamilton. More recently, the Silhouette released an article highlighting the problems with the MSU’s sexual assault disclosure process, particularly with regard to sexual assault within the Maroons. The release of the article triggered a systematic review of the Maroons and the MSU as a whole, which is still ongoing.
Through our opinions section, members of the McMaster community have an opportunity to share their diverse perspectives on issues impacting student life.
We also have a dedicated arts and culture team that scours Hamilton for the gems you may otherwise miss, encouraging you to explore your city and build community. We profile local artists and highlight independent businesses, focusing heavily on McMaster students and alumni.
Our sports section highlights the accomplishments of McMaster athletes, keeping a close eye on sports from football games to Quidditch matches.
Perhaps most importantly, we provide students with opportunities to learn from one another, develop skills and gain practical journalism experience. We are not perfect. We have a lot of learning and unlearning to do as we evolve as an independent paper and it is a shame for the provincial government to hinder that growth rather than support it.
In order to continue being an integral part of the McMaster community and student voice, we rely heavily on the student levy, and a loss of funding would jeopardize our capacity.
There are no other newspapers that hold the university to this level of scrutiny. Without the Sil, students are left with the McMaster Daily News, a misnomer for what is really the university’s public relations production. A threat to student journalism is a threat to democracy on campus.
McMaster students already chose to fund campus journalism. All MSU fees have been approved through referenda through the SRA. Students democratically chose to fund the Silhouette. By giving students the choice to opt out, the provincial government has blatantly disregarded the will of the students, and in so doing eroded students’ autonomy to make their own decisions.
This shows that SCI is not, and has never been about student choice. It is about reducing the power of students by cutting funding and fragmenting services.
Students have been put in an unfair and difficult position and we, at the Sil, ask students to make an informed decision during the opt-out period.
As the university makes changes to accommodate the funding cuts and policy changes coming from the provincial government, we will be here to report on what is happening and what it means for students.
As post-secondary students across Ontario begin to experience the impacts of the updated Ontario Student Assistance Program (OSAP), the Ontario Undergraduate Student Alliance (OUSA) has launched a province-wide campaign encouraging students to express their concerns with the OSAP cuts and demand change.
Earlier this year, Premier Doug Ford’s Conservative government announced several alterations to OSAP. Some changes include the removal of the six month post-graduation grace period in which student loans do not accrue interest, cuts in funding and grants going to low-income families, as well as an update to the definition of independent student.
While the Ford administration claims that the decision to cut tuition by 10 per cent keeps Ontario’s most vulnerable families in mind, many students are unconvinced.
“I work two part-time jobs on campus, work full-time during the summer and still rely on OSAP grants,” said one McMaster student in OUSA’s campaign video on OSAP cuts.
[embedyt] https://www.youtube.com/watch?v=7meTavY8DnY[/embedyt]
On Sept. 10, 2019, OUSA announced a letter-writing campaign in response to recent changes made by the provincial government to OSAP.
Formed in 1992, OUSA is a provincial lobbying organization that represents 150,000 students at eight student associations across Ontario, including McMaster. It aims to effectively lobby the provincial government for change and to ensure that Ontario students receive an affordable post-secondary education.
In response to their call for participants, OUSA received over 200 letters from students across the province who shared how they would be impacted by the OSAP changes.
The cuts to OSAP have caused Adam Yu, a second year McMaster student in integrated biomedical engineering and health sciences, to rethink his post-graduation plans.
"It's one less safety net for me when I graduate, which really makes me worry about my financial outlooks. It dissuades me from pursuing my aspirations of medical school,” said Yu in his letter.
Others have had to take on take on additional work hours, which affects the amount of time they can spend on school and extracurriculars.
"OSAP has had a huge effect on my student life this year. As a result of OSAP cuts I have had to actively look out for part time jobs which will have an effect on the amount of time I can spend on extracurriculars that I enjoy doing,” wrote a student who wishes to remain anonymous.
Students also expressed worry about paying off their student loans. Previously, there was a six month period post-graduation in which interest was not charged on student loans. The removal of the grace period was another cause of concern that students mentioned in their letters.
“I am scared that I won’t have the grace period before interest starts once I graduate,” said Jessica Lim, a student in their last year at the University of Toronto Scarborough.
OUSA has now called for the provincial government to reverse the changes made to OSAP and consult students for a framework that meets their needs in a public letter sent to the Minister of Training, Colleges and Universities, Ross Romano.
“The adverse effects of these changes have already been felt by students across the province who rely on financial assistance to access post-secondary education and enter the workforce,” said OUSA in their letter.
The letter continues to say that some students have been forced to postpone or withdraw from their post-secondary education because they no longer have the financial assistance required to continue with their studies.
OUSA has asked that all students affected by or concerned about the changes made to OSAP sign the letter and, if comfortable, add their own personal story to send to Premier Ford, Minister Romano and their local member of provincial parliament.
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The Student Choice Initiative has placed many students in a difficult position. How much choice is there when students are forced to compromise supporting student services so that they can save money to mitigate the consequences of OSAP funding cuts and increased financial stress, or vice versa?
The answer is that there isn’t much choice, and unfortunately, it’s still one that students across Ontario will have to make.
The Silhouette has been deemed a non-essential service under the Ontario Government's Student Choice Initiative, putting our funding in jeopardy. As McMaster’s independent student newspaper, we have made a commitment to providing a platform for student voice, expression, criticism and celebration for 90 years.
As students make decisions about which fees to opt-out of, we ask that our McMaster community take into consideration the effects their choices will have on services.
Ontario government releases Student Choice Initiative guidelines
Vital services, campus activities at risk as Mac students choose what fees to pay | CBC News
The fate of many of McMaster University's clubs hangs in the balance over the next week as students decide whether to fund the clubs and other student activities. Student leaders say the process endangers important student services and could fundamentally change the nature of student life. From Sept.
On Jan 17, the provincial government announced plans to change the Ontario Student Assistance Program and cut tuition by 10 per cent.
The OSAP changes include requiring students to take out a loan when receiving an Ontario Student Grant, lowering the threshold to receive financial assistance, and eliminating the six-month interest-free period after graduation.
On Jan. 31, more than 75 student associations across Canada released an open letter demanding the government reverse the changes to OSAP.
Since the announcement, multiple protests have been held across the province, including in Hamilton.
Students at McMaster are also being affected by the changes, with more than 17,000 full-time students having applied for OSAP.
Many students are concerned about the shift in financial assistance towards loans instead of non-repayable grants.
First-year social sciences student Bryce Lawrence does not get money from her parents for tuition and says she would not be able to go to school without receiving grants and loans through OSAP.
This past year, Lawrence qualified to receive a higher proportion of grants compared to loans. Going forward, she will receive more money in loans and less in grants.
“The 10 per cent tuition decrease is nothing compared to the amount that we are not going to be getting anymore and it is going to be harder for a lot of students,” Lawrence said.
During the school year, Lawrence works three days a week, with the money going directly to basic expenses like groceries, gas and her phone bill.
“I worked hard in high school to get here and I need that money to get myself through it so that in the future I can get myself a good career that will help support a family,” Lawrence said.
Looking forward to next year, Lawrence says the money she gets from OSAP probably will not be enough to cover additional costs on top of tuition.
“It’s just frustrating,” She added. “It is going be weird not having the amount of money I need. Literally nothing is free in school. It is so expensive, and once the money goes into my tuition, I will not have enough to pay for my textbooks and stuff.”
Second-year political science student Zack Anderson said the elimination of the six-month interest-free period is especially harmful.
“It is already stressful enough once I do graduate to try and find a stable income, but I always kind of knew that that six-month cushion was going to be there for me and now that rug’s been pulled out from under me,” he said.
Anderson has relied heavily on OSAP. However, even with OSAP, Anderson still struggles to cover school and living costs beyond just tuition.
This year, he was forced to take a reduced course load and work three jobs to pay for tuition and living costs.
Over the summer, Anderson was working 70-hour weeks to save up for school.
“I have had to take out loans off the bank, I have maxed out credit cards before, done all these kinds of things to try to survive and you take it day by day, week by week,” Anderson said.
While there have yet to be any announcements since Jan. 17, the Ford government’s plans are expected to be in place for the 2019-2020 academic year.
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On Feb 1, the Hamilton Student Mobilization Network, a local activist group, hosted a rally at Gore Park in downtown Hamilton to protest the government’s proposed changes to the Ontario Student Assistance Program.
The event featured various speakers including Angie Perez, president of the Canadian Union of Public Employees 3096, and Sandy Hudson, co-founder of Black Lives Matter Toronto.
“Students have gone to strike for less,” HSMN organizers said at the event.
Following a brief performance from Mother Tareka, @sandela, one of the founders of @BLM_TO, and @SarahJama_, a Hamilton organizer, are up. pic.twitter.com/fNwUzJ3ULw
— The Silhouette (@theSilhouette) February 1, 2019
Beyond the issue of OSAP, various speakers advocated for completely free tuition. All stressed the need to support grassroots student activism.
The protest downtown followed a protest in the McMaster University Student Centre on Jan. 31, where the HSMN called out the McMaster Students Union for failing to advocate for the student body effectively.
Multiple musicians and poets were also featured at the two-hour long rally, performing pieces on the issues of capitalism and gentrification.
Hudson stresses the power of students, pointing to the success of Quebec student organizers.
— The Silhouette (@theSilhouette) February 1, 2019
“It is a strong sense of solidarity, a strong sense of agitation, and a strong sense of annoyance,” one protester said when asked why he attended the rally.
After an hour of speakers and performers, the protest took to marching on the streets, stopping traffic around the downtown area.
The HSMN was launched in the first few weeks following the government’s announcement on Jan 17.
The organization strives to equip activists to mobilize against shared struggles and is mostly run by students and workers from McMaster University and Mohawk College who had already been organizing separately.
“We started having conversations about what it would look like if we came together on campus across campuses across the city and really bolstered a more cohesive body of resistance,” a HSMN organizer and McMaster student said.
Though the rally was centred on the changes to OSAP, the HSMN is also focused on the adverse effects that cutting tuition and student fees will have.
The student organizer pointed out that McMaster is set to lose $22 million in funding next year, with no additional funding from the government to offset the loss.
“We are looking at suffering quality of education given that there will probably be increases of class sizes. We are looking at part-time staff, faculty associate professors being made vulnerable, anyone that really does not have security or stability of tenure or status in the organization,” they said.
“There are a lot of communities being affected by this, not just students on OSAP,” they added.
Nonetheless, changes to OSAP will not make it easier to afford tuition anyway, according to the student organizer.
“The tuition cuts are very misleading,” they said. “If you cannot afford the tuition even with it reduced, you are still taking out higher loans, which means higher debts, higher interest rates, and in the long run, it is going to cost more.”
The HSMN is also very concerned that the option for students to opt-out of certain student fees will jeopardize some student services.
“We need to really come together as a community and realize that services we do not use today we might need tomorrow. We need to support services for each other and recognize that student fees help build a stronger, healthier community,” the student organizer said.
For the HSMN, the rally represents only the first step in what they hope will be sustained student mobilization and advocacy.
“It represents an entry point for a lot of students to mobilize around these changes and we are going to be having a sustained campaign,” they said.
The HSMN has not released any other planned actions to the public at this point.
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On Jan. 25, The Silhouette sat down with Ontario New Democratic Party leader Andrea Horwath to discuss the Ford government’s recently announced changes to Ontario’s tuition framework, financial aid system and student fees.
On Jan. 17, the Ford government announced a 10 per cent reduction in the up front cost of tuition in Ontario. This came alongside a plan to tighten the eligibility requirements for the Ontario student assistance program, reduce grant money offered by OSAP and eliminate the six month grace period before loans must be paid back.
Additionally, the ministry announced that post secondary institutions will be required to allow students to opt out of paying non-tuition fees deemed “non-essential.”
According to Horwath, the 10 per cent tuition cost reduction will end up harming students.
“This decision that the government's made is deceitful first and foremost because the 10 per cent sticker price announcement really means nothing for affordability for students,” she stated.
Horwath said the proposed changes would cause students to graduate with more debt and pay higher interest fees.
The McMaster Students Union has expressed similar concerns.
“Grants are a far more effective form of student financial aid than loans. Rolling back OSAP eligibility and increasing the loan threshold will increase the debt load on many students,” said Ikram Farah, MSU president.
According to Horwath, the requirement of an opt-out for non-essential student union fees is a strategy to silence the voices of students.
“I think a lot of what the government is trying to do is weaken the student movement to silence the voices of young people,” she said.
The MSU released a statement saying that this provision might impact the advocacy abilities of student unions and provision of services and supports.
“The potential of optional fee structures for services could severely undermine the ability of students to organize and maintain robust student-oriented provisions, along with their representation to all levels of government,” stated the release.
According to Horwath, the proposed changes to tuition, fees and OSAP will impact more than just students because all Ontarians benefit from well-functioning post secondary institutions.
“It is going to affect everyone,” she stated. “It is going to affect families. It is going to affect the economy. It is going to affect the educators.”
She explained that weakening the student experience on campus, lowering the quality of education and burdening students with more financial distress mean that young people will not get the education that they need in order to participate in the workforce.
The Progressive Conservative party holds a 60 per cent majority, meaning that they have enough seats to pass legislation without the assent of other parties.
Despite this, Horwath believes it is still possible to advocate for change.
She noted that as a result of public outcry, the Ford government recently backtracked on a proposal open up the Greenbelt to developers.
According to Horwath, this demonstrates that broad resistance from Ontarians is key.
“I think this is a glimmer of hope to say that notwithstanding that it is a majority government, if you have a broad enough resistance and if you push hard enough […] then you have an opportunity to engage.”
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By: Abi Sudharshan
On Feb 3 at 5 p.m, the McMaster Students Union Student Representative Assembly convened for the second time since the Ontario government announced major changes to the Ontario Student Assistance Program and tuition framework.
In the first portion of the meeting, MSU president Ikram Farah took to the floor to address the issue. According to Farah, by the end of this week, the MSU and university administration expect to see the release of an exact breakdown of affected ancillary fees.
Farah says this expected announcement will guide the MSU’s response moving forward.
During the delegation, Farah highlighted the MSU’s current campaign to mobilize students through promoting an understanding of the effects that these changes will have on McMaster students.
Ikram encouraged the assembly disseminate information regarding the impact and importance of MSU-funded services.
Stephanie Bertolo, MSU vice president (Education) noted a modest victory thus far: initially removed, transit passes have been re-included in the list of mandatory fees under the Ontario government’s student choice initiative.
The SRA meeting also focused heavily on updates on the construction of the Student Activity Building, a four-story building that is projected to feature a grocery store, study spaces, a multi-faith prayer space and a nap room.
According to MSU vice president (Finance) Scott Robinson, the SAB has experienced a minor setback.
Quotes by companies regarding materials and services for the SAB came back much higher than the original 2016-17 projections.
The past four months have been spent negotiating to bring the project back within the parameters of the viable budget.
Initially, construction for the SAB was slated to begin in October.
Robinson reported that these decisions are to be solidified shortly and that the construction of this student space will begin construction in March 2019.
This will likely mean that the SAB is not in full operation by the fall of 2020 as promised.
Apart from these two primary items, much of the meeting was allotted to the opening and closing of seats on the MSU services, university affairs and elections committees.
Another message stressed the meeting was the importance of ensuring that the SRA maintains a respectful environment and allows all voices to flourish.
The next SRA meeting will held at 5 p.m. on Feb 24 in Room 111 of Gilmour Hall.
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CORRECTION: In a previous version of this article, there was a graphic that indicated that Josh Marando answered that he "strongly agreed" with the police presence on campus. However, in our survey, Marando answered that he "strongly disagreed" with the police presence on campus. We apologize for this misconstruction and have changed the graphic since.
The Silhouette recently surveyed the four McMaster Students’ Union 2019 presidential candidates on their opinions on where the MSU and the university are doing well and where they can improve.
The survey consisted of seven statements. Candidates were asked to indicate their level of agreement with each statement on a scale from “strongly agree” to “disagree.”
[Best_Wordpress_Gallery id="197" gal_title="2019 Presidentials Survey Results 1"]
The first question asked candidates about their opinions on the statement that “The MSU is committed to equality and inclusiveness.”
The candidates all agreed on the MSU’s commitment to equality and inclusiveness. Jeffrey Campana and Madison Wesley indicated they “strongly agreed” with the statements, whereas Justin Lee and Josh Marando said they “agreed.”
The second question asked candidates whether or not “Increased police presence will promote increased safety of students on and around campus.”
There were a range of opinions on the relationship between McMaster students and the police.
Lee was the only candidate to agree that police presence will promote safety. Campana was neutral, while Wesley disagreed. Marando was the only candidate to strongly disagree.
In September, a string of break-ins in Westdale prompted a greater police presence in the area. During the same month, a video depicting a woman being run over a McMaster police horse was widely shared on social media.
The candidates were mostly in agreement with the statement that the MSU should oppose the provincial government’s free speech mandate requiring Ontario universities to implement a free-speech policy.
Wesley was the only candidate not to agree with the statement, choosing a “neutral” response instead. Campana indicated he agreed, while both Lee and Marando chose “strongly agree.”
In October, the Student Representative Assembly unanimously passed a motion opposing the government mandate.
[Best_Wordpress_Gallery id="201" gal_title="2019 Presidentials Survey Results 2"]
The next question asked candidates whether or not the MSU should lobby against the government’s changes to tuition, student fees and the Ontario Student Assistance Program.
The survey showed that all the candidates were in stark opposition to the provincial government’s changes to tuition, student fees and OSAP announced on Jan. 17.
Lee, Marando and Wesley all strongly agreed with the statement, while Campana selected the “agree” response.
Regarding McMaster’s accessibility, Wesley and Campana indicated there was room for improvement, as they strongly disagreed and disagreed with the statement that the school is “fairly accessible” for students with various disabilities.
Lee and Marando were neutral on the issue.
[Best_Wordpress_Gallery id="202" gal_title="2019 Presidentials Survey Results 3"]
The results also show that none of the candidates are satisfied with McMaster’s current efforts to prevent and address sexual violence. When asked if McMaster does a “sufficient job” in this area, Campana and Wesley strongly disagreed, while Lee and Marando disagreed with the statement.
McMaster’s sexual violence policy is up for review this year.
Overall, it appears that while there is a high degree of agreement amongst candidates on topics such as the Ontario government’s recently announced tuition and OSAP changes, candidates differ in their views on issues like the relationship between students and the Hamilton police and McMaster’s response to sexual violence.
The voting period for this year’s MSU presidential election is taking place from Jan. 22 to 5 p.m on Jan. 24. To vote, students can fill out the ballot sent to their McMaster email or login and vote at www.msumcmaster.ca/vote.
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By: Donna Nadeem, Anastasia Gaykalova and Matthew Jones
At the McMaster Students’ Union Student Representative Assembly on Nov. 25, the SRA passed a number of policy papers, including “Tuition & Student Financing in Post-Secondary Education,” “On-Campus Infrastructure” and “Student Engagement & Retention.”
Rising tuition is one of the most pressing issues affecting post-secondary students in Canada.
Once enrolled, OSAP provides a number of grants and loans to students with financial need to lessen the costs of tuition.
While not mentioned in the policy paper, it should be noted that Ontario government’s recently announced changes are expected to reduce tuition by 10 per cent but also scrap OSAP grants for low-income students and remove the six month grace period that students were previously given to pay off their loans following graduation.
The policy paper argues that restrictions to the current OSAP deny many individuals access to its services, pushing back these students’ entry into post-secondary education.
It also notes that tuition increases by a substantial rate each year, continually surpassing the rate of inflation.
According to the paper, currently, 53 to 70 per cent of student financial aid through OSAP includes loans.
Although offering loans to pay back tuition later may appear to help with accessibility and enrollment, the more tuition rates increase, the greater the amount students will have to pay back.
During student interviews included in the policy paper, students said that they have noticed tuition rising, but not at a specific rate, and acknowledged that they were unsure of the details surrounding tuition rate.
However, students also said they felt strained financially and found it harder to pay off their debt each year.
The policy paper also points out that McMaster has one of the lowest budgets for entrance scholarships in Ontario.
McMaster’s automatic entrance awards are lower than those offered at Queen’s University, University of Western Ontario, University of Toronto and the University of Guelph, for instance.
The MSU recommends that McMaster consider a monthly tuition payment plan.
Recommendations for the government include re-evaluating interest rates on student loans and making OSAP cover a larger percentage of tuition for low-income students in some programs.
Major themes in the Infrastructure policy paper include campus accessibility, transparency, deferred maintenance and student study spaces.
The SRA’s first recommendation is for facility services to oversee a new campus accessibility review with a new action plan, examining infrastructure concerns in more detail.
Regarding accessibility, the SRA believes elevator issues and the installment and repair of automated doors should be seen as priority areas for maintenance.
The policy paper also affirms that “bad weather should not be a deterrent for students to access their education.”
Another concern addressed is the lack of air-conditioning in some residences. Currently, only five out of twelve residences have AC.
During warm weather, the heat poses a risk for students’ health, as many reported experiencing heat stroke symptoms during Welcome Week this past year.
The paper recommends that all residences have AC and that Residence Life provide more fan rentals.
Another infrastructural problem is that buildings at McMaster are not as well maintained as they should be, creating a non-ideal learning environment for students.
For instance, many older buildings have broken seats and tables.
The policy paper also touches on insufficient and inefficient on-campus workspaces.
For instance, the university does not have enough group study facilities for its growing student population. Many such places are often full or completely booked.
These issues are planned to be resolved by introducing more compact book stacks to free up space.
Some on-campus spaces also lack reliable wifi.
The policy paper explains that the university is planning to create a self-reporting network tool for students to report “dead zones,” which can be fixed.
To ensure future buildings consider the needs of students, the SRA suggests that some MSU members sit on a design committee for the coming Peter George Centre residence.
This policy paper highlights key issues regarding student engagement and retention, including student dropout rates and off-campus students’ engagement within individual faculties and services.
At McMaster, 10 per cent of first-year students do not continue onto pursue their degree. The policy paper notes that marginalized students are more likely to experience barriers to completing post-secondary education.
“[The] policy aims to utilize evidence-based research to identify gaps and targeted opportunities for particular focus groups of students, including first-year students, first-generation students, racialized and marginalized students and student groups, and commuter students,” reads part of the paper.
The MSU paper emphasizes that marginalized students should have “equitable access student success and satisfaction on campus” in response to structural barriers.
The policy paper makes several recommendations, such as the incorporation of prior-learning assessments for students who want them.
The paper also raises concerns regarding off-campus students’ engagement with respect to public transit, volunteering and community engagement.
“The MSU advocates for greater transparency and efforts by the university towards student engagement on campus and within the broader Hamilton community,” reads part of the paper.
According to the paper, commuter students face a higher risk of dropping out when they feel disengaged and disconnected from campus.
Commuter students may be restricted from developing social connections or a sense of belonging on campus.
The paper recommends creating a “centralized social hub” to address the disconnects faced by commuter students and the campus.
Additionally, the document advises the off-campus resource centre to work more to encourage campus opportunities to bolster social events while also increasing the number of resources for students who commute.
All of the policy papers be found in the “SRA documents” section of the MSU website.
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Disclaimer: This piece was written prior to the changes made on Jan. 17 by the Ford provincial government regarding tuition for postsecondary education. Changes to the Ontario Student Assistance Program include increasing the length of time students must have graduated high school to qualify as an independent student from four to six years, removal of the grace period for repayment of loans upon graduation, and removal of many grants for lower-income students. Read the provincial government's statement here: https://news.ontario.ca/maesd/en/2019/01/affordability-of-postsecondary-education-in-ontario.html
The Ontario Student Assistance Program, a financial aid program offered through the provincial government, has helped many Ontario students get through university. OSAP offers funding through grants and student loans, and can be used to help offset the cost of tuition and school-related expenses.
Almost all Ontario residents may apply for OSAP but the amount of aid offered to each individual is dependent on the individual’s education expenses, course load, and personal financial situation. This last factor essentially boils down to your family’s income. If your family makes enough money deemed by the government to sufficiently cover educational expenses, then this renders you ineligible to collect OSAP.
While this appears to favour students from low-income households, as it should, it neglects the possibility of students from high-income households where parents do not or cannot pay for tuition. There are many reasons why this occurs ranging from the parents’ genuine inability to allocate funds for their children’s education to refusing on the grounds of principle. Though these students truly demonstrate financial need, their concerns often go unrecognized.
As these students are not able to collect OSAP, they typically have to work several part-time jobs to pay for tuition, or try their luck at applying for private loans that do not carry the benefits of student loans like interest relief during schooling and grace periods after graduation.
As of now, the only way to receive OSAP if you are from a high-income family is to be considered an independent student with an income below what the government deems as excessive or to declare a family breakdown. To be considered an independent student, one must meet several criteria. For example, both your parents must be deceased, you’ve worked full-time for at least 24 months in a row, or you’ve been out of high school for four or more years.
These provisions show the assumption of the provincial government that parents will support their children for four years of postsecondary education. This often false assumption also has no rational grounds; why the decision for a seemingly arbitrary four years? What occurs only after four years from high school that makes someone financially independent?
The alternative, to declare a family breakdown, is also insufficient. To declare a family breakdown renders you an independent student but you must show proof of estrangement from your parents “due to documented mental, physical, sexual, and/or emotional abuse or drug or alcohol addiction in your family”. This provision is too narrowed and does not reflect the many other reasons that parents may be unwilling or unable to support their children’s postsecondary education expenses. Your parents could very well be supporting you, just not financially.
Rather than requiring students to jump through hoops to receive aid, there should be an honour system for students applying for OSAP. If students claim that they are financially independent from their parents, they should be believed at face-value. Perhaps the stipulation can be a restriction for these applicants to receive student loans only, so that grants can be reserved for students from lower-income families.
There will undoubtedly be individuals that misuse such an honour system. But is the potential for misuse strong enough cause to warrant not supporting individuals who could legitimately benefit from such an option? That’s subject to debate.
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