Stephanie Mascarin
The Silhouette

Parents often tell their children that they can be whatever they want when they “grow up.” Teachers support this notion, decorating their walls with posters that have slogans like, “your attitude determines your altitude.” The media glamorously portrays young men and women with fun and prosperous careers. Society promotes hard work as the key for success.

What they don’t say, though, is that no one will help you get there.

Obtaining a university degree or college diploma in Ontario should be more affordable for students. As is engrained into children from elementary school onwards, education is a fundamental aspect of having a successful career. But with rising tuition costs it is increasingly difficult for students to afford this education. Coupled with rising credentialism and increased competition in the job market, this generation of students is faced with more obstacles than generations past.

In Ontario, the average student debt has increased and youth unemployment is higher. The game is the same as it was for past generations, but the rules have changed; a university or college education is still necessary to obtain a good job, but it is more costly.

Between 1976 and 2012, tuition costs in Ontario have more than doubled, from around $2,500 to $6,600 per year. Although the Ontario government offers the Ontario Student Assistance Program, or OSAP, not every student can qualify for this. OSAP is a government-funded student loan that is based on “educational plans and personal circumstances.” OSAP does help many students afford school, as they offer a combination of loans and grants that do not need to be paid back until the student’s schooling is complete. In this way, Ontario is making strides in the right direction for making college and university more affordable for students.

However, this loan does not apply to everyone; the amount of money a student and their parents earn during the fiscal year, through their income tax return form, determines if aid is offered and how much. It seems that an education is only obtainable for the upper class and those who are considered by the government to be financially needy. But what about the middle class? What about the average family who earns too little to pay tuition in full, yet too much to qualify for OSAP?

In 1990, an Ontario family on average would spend 93 percent of their disposable income on tuition for their child. This equated to about 87 workdays to pay off tuition debt for one child.

This figure has drastically increased to date, with tuition now costing 150 percent of their disposable income to put a child through school, which translates to 195 workdays to pay back the debt. For families with more than one child, these numbers become staggering. And students often need to obtain graduate or professional degrees to stay competitive, which substantially increases their debt. Students and their families get caught in this trap of needing to obtain an education that they simply cannot afford.

This ties into the issue of student unemployment, as graduates are finding it increasingly difficult to get a job to pay off this debt. This year, the unemployment rate for people age 15-24 was 15 per cent, which is double the unemployment rate of the general population. When graduates do find a job, it is often in fields that they are either overqualified for or ones that are unrelated to their degree. This is partially due to baby-boomers staying in the workforce longer, which is a variable that the education system cannot control.

However, the system can control how many students are accepted into programs with a low demand in the economy. Since schools do not do this, there are more graduates than jobs available. Students used to come out of school with a guaranteed job; now they come out with a piece of paper and $30,000 debt. Students are sent out to battle in the real world being told they have ammo, but instead they are given blanks.

It is evident that this needs to change. Imbedded in higher education is the notion of exclusion; part of what makes a degree or diploma so valuable is that it is specialized and elite. However, this exclusion should only be based on academics.

Why should someone’s financial situation affect the level of education they are able to obtain?

Privileging the wealthy, or those who can qualify for funding like OSAP, over other students is not conducive to societal progression. Just because someone can afford school does not mean they will benefit society. Excluding a substantial portion of the population from being able to afford an education is limiting society’s potential; perhaps the next Steve Jobs will come from a low-income family.

This generation of graduate students is Ontario’s, Canada’s, and the world’s future. It is a shame that society leaves them so ill equipped to be successful in the real world—successful not only financially, but also personally. Imagine how productive students could be if they did not have to worry about staggering tuition debt, or if they could enter into the field of their choice. There might be fewer students entering the corporate rat race and more pursuing careers based simply on their passion.

For the sake of graduates and society, hopefully there will be at time when children can be whatever they want when they “grow up.”